MoneyCloud Privacy Policy

Last updated July 2, 2026

MoneyCloud is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and subscription services.

Introduction

By using MoneyCloud, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our app.

Information we collect

We collect information that you voluntarily provide when you create an account, make a purchase or subscribe to our services, contact customer support, provide feedback, participate in surveys, or customize your profile and preferences.

When you use MoneyCloud, we may automatically collect device information, usage data, log data, crash and performance data, and location information if you grant permission.

All subscription payments are processed through Apple's In-App Purchase system. We do not directly collect or store your credit card or payment information.

Account information such as name, email address, and username
Support requests, feedback, surveys, profile settings, and preferences
Device model, operating system, unique device identifiers, app usage, access times, crashes, and performance data
Location information only when you grant permission

How we use your information

Providing services, operating and maintaining the app, processing subscriptions, and delivering requested features
Personalizing your experience and providing relevant content recommendations
Sending transactional emails, subscription confirmations, updates, and support responses
Analyzing usage patterns to improve app functionality and user experience
Detecting and preventing fraud, abuse, and security incidents
Complying with legal obligations and enforcing our Terms of Service

Data sharing and disclosure

We do not sell your personal information. We may share information only with service providers who perform services on our behalf, as part of a business transfer, when required by law, or with your explicit consent.

Service providers may include cloud hosting providers, analytics services, customer support tools, and email service providers. These providers are contractually obligated to protect your information and use it only for the purposes we specify.

Your data protection rights

Depending on your location, you may have rights to access, correct, delete, export, object to, restrict, or withdraw consent for the processing of your personal information.

To exercise these rights, contact us at support@money-cloud.app.

Data retention

We retain your personal information for as long as necessary to provide our services, maintain your account, comply with legal obligations, resolve disputes, and enforce our agreements.

When you delete your account, we will delete or anonymize your personal information within 30 days, except where retention is required by law.

Children's privacy

MoneyCloud is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

International data transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure.

Encryption of data in transit and at rest
Regular security assessments
Access controls and authentication
Secure development practices

Third-party links

Our app may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties and encourage you to review their privacy policies.

California privacy rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and how it is used, the right to delete personal information, the right to opt out of the sale of personal information, and the right to non-discrimination for exercising your rights.

We do not sell personal information.

European privacy rights

If you are in the European Economic Area, you have rights under the General Data Protection Regulation (GDPR). Our legal basis for processing your information includes consent, performance of a contract, compliance with legal obligations, and our legitimate interests in operating and improving our services.

Changes to this Privacy Policy

We may update this Privacy Policy periodically. We will notify you of material changes by posting the new Privacy Policy in the app, updating the Last Updated date, or sending an email notification for significant changes.

Your continued use of MoneyCloud after changes become effective constitutes acceptance of the revised policy.

Contact us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at support@money-cloud.app.

For data protection inquiries in the EU, you may also contact our Data Protection Officer at support@money-cloud.app.